About Credit Card Starter Guide

Credit Card Starter Guide is an independent educational website focused on beginner-friendly credit card topics. Our goal is to help first-time cardholders understand how credit cards work, build healthy financial habits and make informed decisions with confidence.

We cover topics such as:

• how credit cards impact credit scores

• how APR and interest work

• credit utilization basics

• responsible usage

• beginner card options

• rewards and no annual fee cards

Our purpose is educational. We do not provide personalized financial, legal or investment advice. We do not guarantee credit approvals or financial outcomes. Users should evaluate financial products based on their own circumstances.

Content is written and reviewed for accuracy, clarity and usability. Information presented on this site is considered general and may not apply to all users or financial situations.

If you have questions or would like to get in touch, please visit our Contact page.