Privacy Policy
Last updated: January 2026
Credit Card Starter Guide (“we”, “our”, “us”) is an independent educational website focused on helping beginners understand credit cards, credit scores and basic financial concepts. We respect user privacy and operate with transparency regarding how information is collected and used.
This Privacy Policy explains what data we collect, how we use it, how third-party vendors may be involved, and what rights users have.
Information We Collect
We do not ask users to create accounts or provide personal information such as names, addresses or banking details. However, during normal website operation, certain information may be collected automatically, including:
browser type and version
device type
operating system
IP address (for security and analytics)
pages visited and time spent on site
referral sources
general geographic region (non-precise)
This information helps us understand how readers interact with the site and improve content quality.
Cookies and Advertising
This site uses cookies for website functionality, analytics and advertising.
We partner with Google AdSense to display advertising. Google and other third-party vendors may use cookies to:
deliver ads
measure ad effectiveness
prevent fraud and abuse
personalize content and ads based on browsing behavior
Users can manage ad personalization through Google’s settings at:
https://www.google.com/settings/ads
Users in certain regions may also see notices related to consent.
Analytics and Measurement
We use analytics tools (such as Google Analytics) to understand how visitors use the site. These tools may collect:
device and browser information
approximate location (city/region)
session duration
pages visited
referral data
Analytics data is used strictly for performance measurement and content improvement. We do not use analytics for credit decisions or financial profiling.
Affiliate Links and Third-Party Partners
Some pages may contain affiliate links. If you click or apply through these links, we may earn a commission at no additional cost to you. Affiliate partners may use cookies for attribution and performance tracking.
Commissions do not influence our editorial standards or product recommendations.
See our Affiliate Disclosure page for more details.
Do Not Sell or Share My Personal Information (CCPA/CPRA)
Users located in California may have the right to opt-out of the “sale” or “sharing” of personal data for advertising purposes.
To submit an opt-out request, please contact us at:
📧 creditcardstarterguide.com@gmail.com
Data Rights (GDPR & Similar Laws)
Depending on your region, you may have rights regarding your data, including:
right to access
right to correction
right to deletion
right to restrict processing
right to data portability
To exercise any of these rights, contact us at:
📧 privacy@creditcardstarterguide.com
We may request additional information to verify the request for security purposes.
Children’s Privacy
This site is not directed to children under 13, and we do not knowingly collect personal information from minors. Content on this site is educational and general in nature.
Data Retention
Analytics and advertising data may be retained for a limited period for performance, compliance and reporting purposes. We do not retain personally identifiable data beyond what is operationally necessary.
Security
While no system is completely secure, we take reasonable measures to protect the integrity and availability of this site, including monitoring for abuse and unauthorized access.
Contact Information
For privacy-related questions, requests or opt-out inquiries, contact:
📧 privacy@creditcardstarterguide.com
Links to Other Websites
This site may link to external websites. We are not responsible for the privacy practices or content of those sites.
Changes to This Policy
We may update this Privacy Policy as legal or operational requirements change. Continued use of the site indicates acceptance of any new terms.
Additional Legal Pages
For further details, please review our:
These pages help explain how we operate and how content is published.